Debt negotiators can help you enter into a debt contract with your creditors and find a solution that will help you avoid bankruptcy. We help you enter into informal and formal debt contracts, including Part 9 of the debt agreements (also known as Part IX debt contracts). A debt contract will be discharged if you have entered into the agreement and all debts have been settled as part of the agreement. Before you compete or consider a debt contract, you should explore your other options for managing uncontrollable debt. Disclaimer: Always consult a financial advisor before going bankrupt, as there are serious consequences that you need to understand, including that any money or else you receive (for example.B. heirs or win) while you are bankrupt, without pay. A financial advisor can also help you negotiate an informal agreement and avoid bankruptcy or a debt contract! You should get some information about entering into a debt contract and your alternatives when you first address a debtor contract administrator or another party that offers access to debt contracts. It must be at least 5 days before the debt agreement is reached and, in our experience, it may be many months before a debt agreement is actually proposed. They must also be informed in writing at least 1 day before the conclusion of the debt agreement. This communication should cover the details of your specific agreements, including the fees you will pay, as well as some general information about debt agreements and alternatives. Information on debt contracts can be obtained directly from the Australian Financial Security Authority at www.afsa.gov.au. Here at Debt Free Australia, we have a balance sheet to help Australians solve their debt problems in order to avoid bankruptcies and successfully settle their prohibitive debts through a debt deal.

We offer debt agreements in Melbourne, Sydney, Brisbane, Perth and Adelaide. A debt agreement is an excellent solution to the endless stress and worry of dealing with uncontrollable debts and aggressive creditors. We are experts in this field and have helped thousands of Australians reduce their debt and stress. The debt burden is immense and can create an incredible burden for families and relationships.